Schwertner State Bank is chartered, licensed, or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.  Any consumer wishing to file a complaint against this institution should contact the Texas Department of Banking through one of the means indicated below:  µ In Person or US Mail:  2601 No. Lamar Blvd., Suite 300       Austin, Texas  78705 4294 µ Telephone No.: 877 276 5554  µ Fax No.:  512 475 1313  µ Email:  consumer-complaints@banking.state.tx.us        µ Website:  www.banking.state.tx.us